年輕投資者大膽抄底美股，收獲頗豐
Orianna Rosa Royle
2025-04-16
? 美股的連日狂跌讓老年人陷入了恐慌，但美國的年輕人卻在一邊悠閑地吃著爆米花,，一邊在網上分享自己的致富計劃,。一位24歲的年輕人在TikTok上興奮地說：“先別管絲芙蘭的促銷活動了，現在整個股市都在‘大甩賣’呢,?！币粋€22歲的年輕人也在短視頻里說，他通過抄底美股,，不到一個小時就賺了4.2萬美元,。
由于特朗普發(fā)起新一輪關稅戰(zhàn)，全球各大股市上周紛紛大幅下跌,。美國“50后”的老年人們驚恐地發(fā)現,，自己靠投資股市安度晚年的夢想幾乎在瞬間成了泡影。到了昨天,，他們的祈禱似乎有了回應——美國政府宣布對部分關稅實施90天的豁免,。但是用特朗普自己的話來說：“一切還遠沒有結束?！?/p>
但是跟老年人相比,，美國人的年輕人們卻覺得他們總算等來了一個千載難逢的抄底時機。
在TikTok,，有很多年輕人在分享自己綠油油的賬戶,，也在分析此輪市場波動將給他們的長期財富造成哪些影響。
一位來自紐約的24歲Tiktok網友@pipercassidyphillips在短視頻中稱：“現在整個股市都在‘大甩賣’,?！?
“別管絲芙蘭的促銷活動了。昨天整個股市遭遇了2020年以來最大的單日暴跌,，這意味著現在正是抄底的好時機,，因為股票實實在在地在‘打折’,，它們變便宜了,。”
“所以，我提醒大家：如果你手里有可以投資的錢,，現在正是入場的好時候,，我自己就正在這么做?！边@位網友還表示,，她投資股市是為了給自己攢養(yǎng)老錢，在投資之錢,，她還咨詢了ChatGPT的理財建議,。
“雖然我還是會關注絲芙蘭的促銷，但我會優(yōu)先把抄底股市這件事放在第一位,?！?/p>
時間站在年輕人一邊
跟那些馬上退休的六七十歲的老年人不同，美國的年輕一代是能扛住股市的波動的,，他們自己也深知這一點,。
以24歲的米婭?麥格拉思為例。她的目標是40歲就退休,，不過她對當前的股市波動并不在意,。
“股市目前正在下行，人們都很恐慌,?！彼谝粍t短視頻中說：“在這種情況下，人們的反應就是拋拋拋,。但是股市的策略應該是高拋低吸,。”
米婭是倫敦的一名客戶經理,。雖然截至上周末,，她的股票也跌了5000英鎊左右，但是她并不是特別在意,。
“股市的復蘇概率是百分之百,。當然，股市也有過崩盤后整整15年都沒有完全恢復的例子,。這就是我為什么說股票投資是一種長線投資,。你得著眼于未來幾十年?！?/p>
另一位英國的金融博主瑞安?金也在短視頻中稱,，2025年以來，他在股市上已經虧了12959英鎊,。
“但我并不擔心,，我虧損的只是‘賬面’上的數字,。在你真正把股票賣出去之前，你其實一分錢也沒有虧,?！?/p>
這位27歲的博主補充道：“從長遠來看，我并不急著要用這筆錢,，所以我有足夠的時間等待市場回調,。這其實也是一件好事。現在我的投資成本變低了,，我投資的還是以前的那些基金,，不過它們現在‘打折’了，所以變得更便宜了,?！?/p>
對于現在的年輕職場人來說，假如他們的目標是65到70歲時退休,，然后依靠投資收益養(yǎng)老,，那么他們也還有20多年的時間來等待市場復蘇。
而且他們在市場下跌時投資,，更有可能提早實現財務目標,，最終早點退休。
“這簡直太瘋狂了,，疫情以來還沒出現過這種情況,。”一個網名叫Elap的21歲投資網紅在TikTok上說：“我今天又虧了1783美元,。在特朗普4月2日的講話后,，我的股票已經跌了超過10%?！?/p>
“如果你還年輕,，這就是你最大的機會?！?在另一個短視頻里,，這位網紅表示，股市崩盤也是一個讓你發(fā)家致富的好機會——尤其是如果你現在還不到25歲的話,?！?025年的美股股災，很可能是你們這一代人最大的機會,?！?/p>
有些年輕人已經通過抄底狠賺了一筆
近日，隨著特朗普宣布暫停加征關稅,，美股迎來了一輪大漲,。不少年輕投資者正沾沾自喜地炫耀他們通過抄底美股獲得的巨額收益,。
瑞安?金甚至在短視頻里曬出了自己持有的多支先鋒基金的賬戶截圖，現在這些基金都已止跌回升,。
投資網紅Elap也表示贊同，他說隨著這次市場回調,，他在15分鐘內就賺了2000多美元——正常情況下,，像他這個年齡的人一般得工作3個星期才能賺到這些錢。
“這是千載難逢的機會,，我上周就說‘現在是入市的時候了’,。如果你們有人沒聽我的，這就是證據,！“
他還表示：“這也恰恰說明了為什么要堅持長線投資,。在市場低迷的時候，你更要追加投資,，我自己就是這么做的,。上周四、周五和本周一,，我投入的資金都比往常多得多,，現在我正在收獲回報?！?/p>
當然,，還有一些抄底的年輕投資者獲得了更大的收益。
一個名叫西拉?阿莉雅的22歲年輕人不到一小時就賺了將近42000美元,。兩天后,，她在網上曬出了自己的賬戶截圖，表示自己又賺了39000美元,。
“現在的股市太瘋狂了,。”她說,。
“我炒股已經4年了,，還從沒見過這么大的波動……在這4年的炒股生涯里，我也從沒遇到過能賺這么多錢的機會,。簡直太瘋狂了,。”
雖然她的這些錢主要是通過短線交易賺來的,，但她還是給了那些希望積累長期財富的年輕人很多建議,。
“自從本輪下跌以來，我個人一直在買入 VOO（先鋒標普500指數基金）,、VTI（先鋒整體股市指數EFT基金）,，以及英偉達和AMD的股票,。”她還補充道,，對于剛接觸美股的人來說,，Robin Hood也是一個對新人很友好的投資APP。
“市場每次下跌后都會回升,。所以不管是3個月,、6個月還是8個月，你都要清楚一點,，那就是即便我的投資虧損了,，它也會漲回來。這就是長線投資,?！?/p>
“你可能看別人一小時就賺了4.1萬美元。但是長線投資不是這么回事,。你把錢投進去后,，要有耐心去待它隨著時間慢慢增值?！保ㄘ敻恢形木W）
譯者：樸成奎
? 美股的連日狂跌讓老年人陷入了恐慌,，但美國的年輕人卻在一邊悠閑地吃著爆米花，一邊在網上分享自己的致富計劃,。一位24歲的年輕人在TikTok上興奮地說：“先別管絲芙蘭的促銷活動了,，現在整個股市都在‘大甩賣’呢?！币粋€22歲的年輕人也在短視頻里說,，他通過抄底美股，不到一個小時就賺了4.2萬美元,。
由于特朗普發(fā)起新一輪關稅戰(zhàn),，全球各大股市上周紛紛大幅下跌。美國“50后”的老年人們驚恐地發(fā)現,，自己靠投資股市安度晚年的夢想幾乎在瞬間成了泡影,。到了昨天，他們的祈禱似乎有了回應——美國政府宣布對部分關稅實施90天的豁免,。但是用特朗普自己的話來說：“一切還遠沒有結束,。”
但是跟老年人相比,，美國人的年輕人們卻覺得他們總算等來了一個千載難逢的抄底時機,。
在TikTok，有很多年輕人在分享自己綠油油的賬戶,，也在分析此輪市場波動將給他們的長期財富造成哪些影響,。
一位來自紐約的24歲Tiktok網友@pipercassidyphillips在短視頻中稱：“現在整個股市都在‘大甩賣’,。”
“別管絲芙蘭的促銷活動了,。昨天整個股市遭遇了2020年以來最大的單日暴跌,，這意味著現在正是抄底的好時機，因為股票實實在在地在‘打折’,，它們變便宜了,。”
“所以,，我提醒大家：如果你手里有可以投資的錢,，現在正是入場的好時候,，我自己就正在這么做,。”這位網友還表示,，她投資股市是為了給自己攢養(yǎng)老錢,，在投資之錢，她還咨詢了ChatGPT的理財建議,。
“雖然我還是會關注絲芙蘭的促銷,，但我會優(yōu)先把抄底股市這件事放在第一位?！?/p>
時間站在年輕人一邊
跟那些馬上退休的六七十歲的老年人不同,，美國的年輕一代是能扛住股市的波動的，他們自己也深知這一點,。
以24歲的米婭?麥格拉思為例,。她的目標是40歲就退休，不過她對當前的股市波動并不在意,。
“股市目前正在下行,，人們都很恐慌?！彼谝粍t短視頻中說：“在這種情況下,，人們的反應就是拋拋拋。但是股市的策略應該是高拋低吸,?！?/p>
米婭是倫敦的一名客戶經理。雖然截至上周末,，她的股票也跌了5000英鎊左右,，但是她并不是特別在意。
“股市的復蘇概率是百分之百,。當然,，股市也有過崩盤后整整15年都沒有完全恢復的例子,。這就是我為什么說股票投資是一種長線投資。你得著眼于未來幾十年,?！?/p>
另一位英國的金融博主瑞安?金也在短視頻中稱，2025年以來,，他在股市上已經虧了12959英鎊,。
“但我并不擔心，我虧損的只是‘賬面’上的數字,。在你真正把股票賣出去之前,，你其實一分錢也沒有虧?！?/p>
這位27歲的博主補充道：“從長遠來看,，我并不急著要用這筆錢，所以我有足夠的時間等待市場回調,。這其實也是一件好事?，F在我的投資成本變低了，我投資的還是以前的那些基金,，不過它們現在‘打折’了,，所以變得更便宜了?！?/p>
對于現在的年輕職場人來說,，假如他們的目標是65到70歲時退休，然后依靠投資收益養(yǎng)老,，那么他們也還有20多年的時間來等待市場復蘇,。
而且他們在市場下跌時投資，更有可能提早實現財務目標,，最終早點退休,。
“這簡直太瘋狂了，疫情以來還沒出現過這種情況,?！币粋€網名叫Elap的21歲投資網紅在TikTok上說：“我今天又虧了1783美元。在特朗普4月2日的講話后,，我的股票已經跌了超過10%,。”
“如果你還年輕,，這就是你最大的機會,。” 在另一個短視頻里，這位網紅表示,，股市崩盤也是一個讓你發(fā)家致富的好機會——尤其是如果你現在還不到25歲的話,。“2025年的美股股災,，很可能是你們這一代人最大的機會,。”
有些年輕人已經通過抄底狠賺了一筆
近日,，隨著特朗普宣布暫停加征關稅,，美股迎來了一輪大漲。不少年輕投資者正沾沾自喜地炫耀他們通過抄底美股獲得的巨額收益,。
瑞安?金甚至在短視頻里曬出了自己持有的多支先鋒基金的賬戶截圖,，現在這些基金都已止跌回升。
投資網紅Elap也表示贊同,，他說隨著這次市場回調,，他在15分鐘內就賺了2000多美元——正常情況下，像他這個年齡的人一般得工作3個星期才能賺到這些錢,。
“這是千載難逢的機會,，我上周就說‘現在是入市的時候了’,。如果你們有人沒聽我的,，這就是證據！“
他還表示：“這也恰恰說明了為什么要堅持長線投資,。在市場低迷的時候,，你更要追加投資，我自己就是這么做的,。上周四,、周五和本周一，我投入的資金都比往常多得多,，現在我正在收獲回報,。”
當然,，還有一些抄底的年輕投資者獲得了更大的收益,。
一個名叫西拉?阿莉雅的22歲年輕人不到一小時就賺了將近42000美元。兩天后,，她在網上曬出了自己的賬戶截圖,，表示自己又賺了39000美元。
“現在的股市太瘋狂了,?！彼f。
“我炒股已經4年了,，還從沒見過這么大的波動……在這4年的炒股生涯里,，我也從沒遇到過能賺這么多錢的機會,。簡直太瘋狂了?！?/p>
雖然她的這些錢主要是通過短線交易賺來的,，但她還是給了那些希望積累長期財富的年輕人很多建議。
“自從本輪下跌以來,，我個人一直在買入 VOO（先鋒標普500指數基金）,、VTI（先鋒整體股市指數EFT基金），以及英偉達和AMD的股票,?！彼€補充道，對于剛接觸美股的人來說,，Robin Hood也是一個對新人很友好的投資APP,。
“市場每次下跌后都會回升。所以不管是3個月,、6個月還是8個月,，你都要清楚一點，那就是即便我的投資虧損了,，它也會漲回來,。這就是長線投資?！?/p>
“你可能看別人一小時就賺了4.1萬美元,。但是長線投資不是這么回事。你把錢投進去后,，要有耐心去待它隨著時間慢慢增值,。”（財富中文網）
譯者：樸成奎
? While the stock market crash sent baby boomers into panic mode, Gen Z was grabbing the popcorn and sharing their plans to get rich. “Forget about the Sephora sale… the entire stock market is on sale right now,” one excited 24-year-old shared on TikTok. Meanwhile, a 22-year-old shared how she made $42K in less than an hour thanks to the volatile market.
The world’s stock markets tanked late last week in response to President Donald Trump’s new tariffs—and baby boomers watched in horror as their dreams of a comfortable retirement briefly went up in flames. Although their Hail Mary’s were answered yesterday, with a 90-day pause on select tariffs, in Trump’s own words, “Nothing’s over yet.”
And Gen Z is here for the ride.
In fact, TikTok was rife with young people sharing excitement over their losses and what the market volatility could mean for their long-term wealth.
“The entire stock market is on sale right now,” the 24-year-old content creator from New York @pipercassidyphillips posted to her channel.
“Forget about the Sephora sale, which is going on right now. The whole stock market yesterday had the biggest single day crash since 2020, which means this is a good time to buy because things are literally on sale. They are cheaper.”
“So this is just your general PSA that if you’ve been sitting on some money that you want to invest, this is the time—I’m doing it,” Piper Phillips said, adding that she consulted ChatGPT for financial advice before investing cash towards her retirement.
“So I will be hitting up the Sephora sale, but I’m going to be prioritizing the stock market sale first.”
Gen Z has time on their side—and they know it
Unlike those in their 60s and 70s who are planning on retiring soon, Gen Zers can withstand the current volatility—and they know it.
Take 24-year-old Mia McGrath for example. Despite having lofty goals to retire by 40, she shared her nonchalant approach to the market’s ups and downs.
“The market is in a bit of a downturn right now, and people are panicking,” she posted in a recent TikTok video. “People’s reaction in a situation like this is to sell, sell, sell, but you have to buy low and sell high. That’s just the way the stock market works.”
Although her stocks were down ￡5,000 (about ￠6,500) at the end of last week, the London-based account manager wasn’t worried.
“The market has a 100% recovery rate,” she added. “So yes, there have been instances where it hasn’t fully recovered from a crash for 15 years, but that’s why I always say that investing is for the long term. You have to have the next few decades in mind.”
Ryan King, another British financial content creator, shared on his social media channels that he’s “l(fā)ost ￡12,959 in 2025.”
“But I’m not worried,” he posted on @makingmoneysimple. “The money that I’ve lost is only lost ‘on paper.’ You don’t lose any money until you lock in your losses and actually sell”
“I don’t need this money for the long term. So I have time for the market to recover,” the 27-year-old added. “This is a good thing. I can now invest at lower prices each month—into the same funds that I was already investing into—as they are now ‘on sale’ and cost less.”
Even with the aim of quitting work and living off their investment portfolio decades earlier than the conventional retirement age range of 65 to 70, Gen Z still has over 20 years to wait for the market to recover.
If anything, they reckon buying into the dip, will accelerate their financial goals and help them retire earlier.
“This is absolutely insane. This hasn’t even happened since COVID,” a 21-year-old American investing influencer who goes by Elap shared on TikTok that he was “down another $1,783 in one day” and “down more than 10% in two days because of Trump’s Liberation Day.”
“If you’re young, this is the biggest opportunity.” In another video, he shared that stock market crashes “can make you rich”—especially if you’re under 25: “2025 stock market crashing is your biggest generational opportunity.”
Trust the process: Some Gen Zers are already seeing huge gains
Since Trump’s tariff pause sent stocks soaring, Gen Z investors have been smugly sharing their huge financial gains.
King even shared screenshots of his various Vanguard funds, which are all now back in the green.
Elap echoed that he made over $2,000 in just 15 minutes—in comparison, most people his age would need to work for nearly three weeks to earn that.
“This is a once-in-a-lifetime opportunity—if you guys weren’t listening to me the past week, saying ‘this is the time you need to be getting into the market.’ This is just proof,” he posted.
“This just goes to show how you need to stay investing long term and on downturns, you need to be putting even more money into the market, which is what I’m doing, and now I am up even more than I even lost,” he added. “Last Thursday, Friday, and this Monday, I put in tons more money than usual and now I’m reaping the rewards.”
Of course, the Gen Zers who invested more in the dip saw even bigger gains.
One 22-year-old made nearly $42,000 in less than an hour. Two days later, Sierra Aaliyah shared that she had made another $39,000 with screenshots of her ballooning portfolio.
“The stock market right now is insane,” she added.
“In my four years of trading, I’ve never seen volatility like this… Never in my four years of trading have I been able to make this much money. This is crazy.”
Although she made the bulk of her money day trading, she gave lots of advice for Gen Zers looking to build long-term wealth.
“I personally have been buying VOO (Vanguard S&P 500), VTI (Vanguard Total Stock Market Index Fund ETF), Nvidia, AMD shares since the market’s been dropping,” the Gen Zer said, while adding that Robin Hood is a good app to get started on investing in shares.
“Every single time the market drops, it recovers. So whether it takes three months, six months, eight months, make sure you know in your mind, oh my gosh, if I’m down on my investment, it’s going to come back up—that is long-term investing.”
“This is not something where you put your money in, and you’re like, in an hour, I made $41k. This is, you put your money in there, you sit, you let it grow over time.”
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