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美國銀行業(yè)亂象治理:只打蒼蠅,,不打老虎

美國銀行業(yè)亂象治理:只打蒼蠅,,不打老虎

Eleanor Bloxham 2013年08月23日
摩根大通倫敦鯨等一系列事件表明,美國監(jiān)管部門在治理銀行業(yè)亂象的過程中似乎只會拿蝦兵蟹將開刀,,很少對高管下手,。金融危機至今已有五個年頭,,沒有哪怕一名高層人員遭到過起訴。這種只打蒼蠅,,不打老虎的做法對美國經(jīng)濟和美國政府的信譽會造成雙重打擊,。

????但讓我們現(xiàn)實一些,。如果要哈維爾、朱利安和法布里斯這樣的人秉承社會準則,,就要給他們提供真正的好工作,。如果一個經(jīng)濟體中可供選擇的就業(yè)機會減少,多數(shù)人就會處于兩敗俱傷的狀態(tài),,只有很少一部分人能實現(xiàn)共贏,。

????當然,有幾條途徑可以解決這個問題,。一條途徑是為大學畢業(yè)生提供資金,,推動他們創(chuàng)業(yè)或者通過有市場需求的基本技能成為自由職業(yè)者。另一條途徑是確保有益社會的企業(yè)能夠獲得足夠的國內(nèi)資源來創(chuàng)造就業(yè)機會,,同時更聰明地防止陷入經(jīng)濟困境的人數(shù)大幅上升,,因為這種情況會造成普通人更加難以拒絕不符合自身價值觀的工作。

????最近的這些訴訟只是待遇較低的人承擔較高風險的最新例證,。這就像我們正在倒立,,血都涌到頭上來了。現(xiàn)在我們應該重新站立起來,。(財富中文網(wǎng))

????本文作者是董事教育及咨詢公司價值聯(lián)盟與公司治理聯(lián)盟的 (http://thevaluealliance.com)首席執(zhí)行官,。

????But let's get real. For society to ask the Javiers, Juliens and Fabrices of the world to be the standard bearers, people need to have bona fide employment options. An economy with narrowed options for workers produces a lose-lose proposition for the majority and a win-win for just a few.

????There are, of course, several ways out. One is to equip college graduates with the wherewithal to start their own businesses or freelance with basic, marketable skills. Another is to ensure that enough of our country's resources go toward creating jobs in organizations that benefit society -- and to be smarter about preventing upsurges in economic desperation that make it more difficult for normal people to say no to jobs that don't match their values.

????The recent prosecutions are just the latest examples of the higher risks experienced by those who reap lower rewards. We are standing on our heads – and the blood has rushed there. It's time to stand up straight again.

????Eleanor Bloxham is CEO of The Value Alliance and Corporate Governance Alliance (http://thevaluealliance.com), a board education and advisory firm.

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